What AI is actually costing you.
Tokens, seats and AI add ons by provider and workflow, including the AI on personal cards.
Why AI breaks old tools
It hides
API bills sit on cloud invoices, AI add ons hide inside existing products, and personal subscriptions get expensed. 59% of companies say wasted AI spend grew last year.
Source: Flexera 2026 State of ITAM
It is metered
Most AI vendors price by usage, so the bill moves every month.
It climbs fast
Gartner predicts AI coding costs will pass the average developer salary by 2028 as token use surges.
Source: Gartner, June 2026
What you get
Cost by provider and model
See what you spend with each AI provider, broken down by model.
Cost per workflow
See what each use of AI costs, so the expensive workflows stand out.
Spikes flagged
When AI spend jumps month over month, Nagata flags it and shows the math.
Overlapping models
Paying one provider for several models doing similar work gets flagged for review.
AI on cards and expenses
AI subscriptions in your card and expense exports land in the same inventory as every other tool.
Keep or cut at renewal
Each AI tool gets a recommendation with the formula behind it, so you can see which ones earned their renewal.
How your AI data gets in
Today, AI usage comes in by CSV import. Export your usage from OpenAI or Anthropic and upload the file; Nagata maps the columns and rolls the cost up by provider, model and workflow. Card and expense exports cover the AI subscriptions your team pays for directly.
Where Zoe comes inEarly access
Before your team buys another AI tool, Zoe checks it against what you already pay for.